Welcome to our Multi-Lender Consumer Finance Application
We have multiple consumer finance lenders that cover all credit score & credit situations, including Bad Credit! Our Goal is to find you the Best possible Financing at the Best Rate & Term
IMPORTANT: READ THESE DIRECTIONS BEFORE COMPLETING THIS APPLICATION.
If you are applying for individual credit in your own name and are relying on your own income or assets and not the income or assets of another person as the basis for repayment of the credit requested, complete all required questions below in section A.
If you are married and live in a community property state (AZ, CA, ID, LA, NM, TX, WA, WI), complete all Sections including Section B providing information about your spouse.
If this is an application for joint credit with another person, complete all Sections providing information in Section B about the co-applicant. We intend to apply for joint credit, add initials below:
Joint Application Initials (only if applying with a co-applicant)
Joint applicant initials 1:
Joint applicant initials 2:
Section A: Your Credit Application
Purpose Of Loan
*
Requested Loan Amount US$:
$
Personal Information
Last Name
*
First Name
*
Middle Initial
Date of birth Please click on the Month, Year and Day on the calendar
*
Social Security Number
*
ID Type
*
Passport
Driver's License
State I.D
ID Issuer State
*
GOV'T Issued ID Number
*
Address
*
Address 2
City
*
State
*
ZIP
*
Years at This Address
*
Home Phone
Mobile Phone
*
Employer
*
Position
*
Years at Job
*
U.S. Citizen
*
Yes
No
Marital Status
*
Married
Unmarried
Separated
Applicant's Total Annual Income ($)
*
$
Email Address For Electronic Delivery of Documents
*
Confirm Individual Credit Application
Yes
SECTION B. INFORMATION REGARDING CO-APPLICANT OR SPOUSE IN A COMMUNITY PROPERTY STATE
Co-Applicant-Spouse Last Name
Co-Applicant-Spouse First Name
Co-Applicant/Spouse Middle Initial
Co-Applicant/Spouse Day of Birth: Please click the Month, Year and Day on the calendar
Co-Applicant/Spouse Social Security Number
Co-Applicant/Spouse ID Type
Passport
Driver's License
State I.D
Co-Applicant/Spouse GOV'T Issued ID Number
Check the box if the address is the same as above
Address (same as above check here)
Co-Applicant/Spouse Address
Co-Applicant/Spouse City
Co-Applicant/Spouse State
Co-Applicant/Spouse Zip
Does the co-applicant own the jobsite property?
Yes
No
Co-Applicant/Spouse Mobile Phone
Co-Applicant/Spouse Employer
Co-Applicant/Spouse Position
Co-Applicant/Spouse Years at Job
Co-Applicant/Spouse U.S. Citizen
Yes
No
Co-Applicant/Spouse Marital Status
Married
Unmarried
Separated
Co-Applicant/Spouse Total Annual Income $
$
Co-Applicant/Spouse Email Address
*Other household income, alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Section A: Jobsite Address
Is the Jobsite Address the same as the Applicant's address?
Yes
No
Does the Applicant own the Jobsite property?
Yes
No
Jobsite Address (if different from above)
Jobsite City
Jobsite State
Jobsite Zip
CONSUMER NOTICES IN CONNECTION WITH YOUR APPLICATION
NOTICE TO CALIFORNIA RESIDENTS: If married you may apply for credit separately as an individual.
NOTICE TO NEW YORK RESIDENTS: Consumer reports may be requested in connection with this applicant. Upon request, you will be informed whether or not a consumer report was requested and, if it was, of the name and address of the consumer reporting agency that furnished the report. Additional consumer reports may be requested with respect to any extension or renewal of this obligation.
NOTICE TO OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
NOTICE TO WISCONSIN RESIDENTS: If married or separated and spouse is not a co-applicant, please provide:
Non-applicant spouse's name:
Non-applicant spouse's address:
Notice: The interest of the creditor will not be adversely affected by a provision of a marital property agreement, a unilateral statement under Wisconsin Statutes § 766.59 or a court decree under Wisconsin Statutes § 766.70, unless you furnish a copy of such agreement, statement or decree to the creditor, or the creditor has actual knowledge of such provision before credit is granted.
NON-APPLICANT SPOUSE'S WAIVER OF NOTICE: I agree to waive notice of any extension of credit in connection with this application.
Non-applicant spouse signature (type in name):
Non-applicant's spouse Wisconsin waiving of notice
By checking this box, I assert that I am digitally signing to waive notice
Non-applicant spouse signatory date: Please enter the Month, Year and Day
USA Patriot Act Notice
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who establishes an account.
What this means for you:
~ When you establish an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
~ We may ask to see your driver's license, or other identifying documents.
AUTHORIZATION: I/we acknowledge that by submitting this application, I/we are authorizing and instructing IHCS Finance, LLC to share this application with potential lenders and give permission for them to use information from a credit bureau report to determine my/our suitability for credit to purchase goods and services from the contractor. I/we confirm that all information provided on this application is complete and accurate.
Applicant Signatory Approval
*
I Agree
Applicant Legal Name - Signature
*
App Sign Date: Please enter the Month, Year and Day on the calendar
*
Co-Applicant Signatory Approval
By checking this box, I assert that I am digitally signing this credit application
Co-Applicant Legal Name - Signature
Co-Applicant Signature Date: Please click the Month, Year and Day on the calendar
dealer id